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I Need Help With My House Payment. What Do I Do?

Owning a home, buying food, paying bills; it’s a never-ending responsibility that is costing you more than it has in the past. Inflation is affecting us all. It’s a tax on everyday needs that doesn’t seem to be going away anytime soon. Goods are rising in price, but your paycheck is not, and you are noticing your financial situation is becoming strained. Now, it’s becoming harder and harder to make your house payment every month. What can I do to help my situation?

One option you have is you can turn to a home buyer such as us. We have an option where we will buy your house and rent it back to you. You may ask yourself, why rent it back if I can’t afford the payment now? If you have equity in your house, you can use that equity to pay your rent up front for the length of time you want to live in your house. That way, you don’t have to worry about a house payment or rent payment because you already paid it!

This is a great option for people who may need to refinance but don’t want to because of the increasingly high interest rates. Avoid the high rates, sell your house to us, use your equity to pay for rent and then buy it back from us when rates go back down. If you don’t want to buy your house back and you want to look elsewhere, walk away and know you don’t have to go through the process of selling your house.

These are strange times, and no one knows what the real estate market is going to do. Inflation may continue to get worse, interest rates will continue to rise and your paycheck may stay the same. Just know there are options for you if you fall in a situation where you can’t afford your home. Our rent back option is one that is better for you than having to go through a foreclosure or filing for bankruptcy. Please contact us for more information on this option and we would be happy to sit down and explain it further!

Martin Morrison

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